Background & Purpose
Debt collection needs to keep pace with modern society while ensuring that the process remains fair, transparent, and respectful of fundamental principles like proportionality and the rights of children.
Proposals & Debate
The government proposed granting the enforcement authority expanded powers to seize property remotely with the help of law enforcement agencies, while also introducing clearer rules to balance the impact of debt collection on individuals and families.
The Decision
Parliament approved the legislative changes, enabling more efficient debt recovery, equal treatment of real estate and tenant-owned apartments, and stricter requirements to protect children's best interests.
Does this affect you?
- People with active debts: Will experience modern debt collection methods where proportionality and children's best interests are legally protected during property seizures.
- Law enforcement officers: Will take on a supportive role in identifying and seizing movable property on behalf of the enforcement authority during their regular work.
- Homeowners and apartment owners: Will face harmonized rules regarding how houses and tenant-owned apartments are handled and sold during debt recovery.
In Practice
- Law enforcement agencies can help the enforcement authority seize movable property remotely during daily operations.
- The enforcement authority must strictly follow the principle of proportionality, ensuring no seizure is harsher than necessary.
- The best interests of the child must always be actively considered during the debt collection process.
- Real estate and tenant-owned apartments will be treated as equally as possible during debt sales to maximize revenue.