Background & Purpose

CSN lends money to individuals and acts as a creditor. To make the process smoother and more unified, the government proposed gathering these responsibilities under one roof.

Proposals & Debate

The government proposed changing how student loan debts are handled during bankruptcies, debt relief, and corporate arrangements. The changes also cover transition study loans, shifting tasks away from the Swedish Tax Agency.

The Decision

The Swedish parliament approved the government's proposal to give CSN a more unified creditor responsibility.

Does this affect you?

  • Students with transition study loans: Their loan debt administration moves entirely to CSN, streamlining future communication and management.
  • Borrowers undergoing debt restructuring: Cases involving student debt during bankruptcies or debt relief will be handled directly by CSN rather than involving the Swedish Tax Agency.

In Practice

  • The Swedish Tax Agency stops handling creditor tasks for CSN during debt relief, bankruptcies, and debt settlements.
  • The Swedish Tax Agency no longer handles creditor duties regarding transition study loans.
  • The Swedish Enforcement Authority no longer needs permission from the Swedish Tax Agency to grant payment postponements for these debts.